Warren Buffett once said ‘money has no utility’ to him. Here’s the personal asset he prizes above all others

With no minimum balances or account fees, as well as 24/7 withdrawals and free domestic wire transfers, you can ensure your funds remain accessible at all times. Plus, the Wealthfront Cash Account has balances of up to $16 million insured by the FDIC through program banks.

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Reclaiming your time

Reclaiming time can be one of the smartest uses of money. A Harris Poll for Fortune found 90% of Americans believe affordable child care would help parents work more and boost income.

Similarly, data from the U.S. Bureau of Labor Statistics shows that women spend an average of 2.7 hours a day on household chores such as cooking and lawn care, while men spend 2.1 hours. Sometimes, reclaiming time means delegating important tasks, like your wealth management, to trusted professionals.

Advisor.com connects you with participating unaffiliated third-party registered investment advisors (RIAs) through its matching tool or provides personalized investment advice via its in-house wealth management service, Advisor Wealth Management.

From their database of thousands, you can find a pre-screened financial advisor you can trust. You can then set up a free, no obligation consultation to see if they’re the right fit for you.

Technology can also save time. Tools like ChatGPT can assist children with learning, while robotic vacuums handle daily cleaning. According to Oxford University, nearly 40% of unpaid household tasks could be automated in the next decade.

By freeing up time, you can focus on work, increase earnings, or simply spend more moments with loved ones. Prioritizing time in your financial plan ensures you use this limited resource wisely.

Saving time and money can go hand in hand.

Acorns makes investing effortless by rounding up your everyday purchases and automatically investing the spare change. By simply downloading the Acorns app and linking your bank account, every debit or credit card transaction is rounded up to the nearest dollar, with the remainder invested in a diversified portfolio of ETFs built by experts.

It’s a simple way to grow your wealth while spending on what you enjoy.

You can also add a custom touch to your portfolio with Acorns Gold. The premium plan allows you to add individual stocks to your portfolio in addition to your expert-built smart investment portfolio.

Sign up now and get a $20 bonus investment to jump-start your savings. If you opt for the Acorns Gold plan, the first month is free.