2,400 Stocks or 315 Value Picks: Is SCHB or VTV a Better Fit for Your Portfolio?
Key Points
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SCHB covers the full U.S. stock market with a tech tilt, while VTV focuses on large-cap value stocks led by financials and healthcare.
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VTV yields more than SCHB’s payout.
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VTV’s max drawdown has been shallower than SCHB’s over the last five years.
The key difference between Schwab U.S. Broad Market ETF(NYSEMKT:SCHB) and Vanguard Value ETF(NYSEMKT:VTV) is that SCHB offers broader market coverage, while VTV provides a higher income stream.
Both funds aim to deliver low-cost, diversified U.S. equity exposure, but their approaches diverge. SCHB tracks the entire U.S. stock market, resulting in heavy technology exposure, while VTV targets large-cap value stocks, emphasizing financials, healthcare, and industrials. Here’s how they stack up for investors comparing broad-market breadth to value-style focus.
Snapshot (cost & size)
|
Metric |
SCHB |
VTV |
|---|---|---|
|
Issuer |
Schwab |
Vanguard |
|
Expense ratio |
0.03% |
0.04% |
|
1-yr return (as of Dec. 12, 2025) |
11.9% |
10.2% |
|
Dividend yield |
1.1% |
2.0% |
|
Beta |
1.04 |
0.76 |
|
AUM |
$38.0 billion |
$215.5 billion |
Beta measures price volatility relative to the S&P 500; beta is calculated from five-year weekly returns. The 1-yr return represents total return over the trailing 12 months.
SCHB is slightly more affordable on fees, but VTV’s yield is about 0.9 percentage points higher, which may appeal to income-focused investors willing to pay a marginally higher expense ratio for a bigger payout.
Performance & risk comparison
|
Metric |
SCHB |
VTV |
|---|---|---|
|
Max drawdown (5 y) |
(25.36%) |
(17.04%) |
|
Growth of $1,000 over 5 years |
$1,779 |
$1,646 |
What's inside
Vanguard Value ETF(NYSEMKT:VTV) holds around 315 stocks, tracking large-cap value names with a tilt toward financial services (25%), healthcare (15%), and industrials (13%). Top positions include JPMorgan Chase(NYSE:JPM), Berkshire Hathaway (NYSE: BRK.B), and Johnson & Johnson(NYSE:JNJ). The fund is nearly 22 years old, giving it a long-term track record for value-style U.S. equity exposure.
By contrast, Schwab U.S. Broad Market ETF(NYSEMKT:SCHB) leans into technology (34%), financial services (14%), and consumer cyclicals (11%), with Nvidia(NASDAQ:NVDA), Apple(NASDAQ:AAPL), and Microsoft(NASDAQ:MSFT) among its largest holdings. SCHB’s broader universe covers over 2,400 stocks, capturing a wider range of market caps and sector exposures, resulting in higher growth and volatility versus VTV’s value focus.
For more guidance on ETF investing, check out the full guide at this link.
What this means for investors
While both of these ETFs have produced similar returns over the last year, there are some key differences to note. SCHB tracks the Dow Jones U.S. Broad Stock Market Index, giving you access to roughly 2,400 companies spanning large-, mid-, and small-cap stocks. With an ultra-low 0.03% expense ratio and 1.1% dividend yield, it holds $38.28 billion in assets. This comprehensive approach means you'll own everything from tech giants to small industrial firms, creating a portfolio that essentially mirrors the entire U.S. equity market in a single ticker.
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