Ally Financial reports Q4 adjusted EPS $1.09, consensus $1.02

Reports Q4 tangible book value per share $42.10 vs. $40.95 in the previous quarter. “Our performance in 2025 reflects a meaningful step forward.” said CEO, Michael Rhodes. “Deliberate choices backed by disciplined execution enhanced the strength and resilience of our franchises and supported improved returns. We enter 2026 with a stronger foundation and momentum for continued progress. Dealer Financial Services continued to benefit from our scale and the depth of our dealer relationships. Record consumer application volume of 15.5M and selective underwriting allowed us to deliver $43.7B of originations with attractive risk-adjusted returns. Additionally, Insurance delivered a record $1.5B in written premiums demonstrating our ability to continue expanding relationships and harness synergies with Auto Finance to support dealers across all aspects of their business.”